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Freedom Mortgage Learning Center

The Knowledge You Need to Choose the Right Loan!

How to Apply for a Mortgage

About Your Mortgage Loan Application

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What Is Mortgage Insurance?

Compare Different Loan Types and the Cost of Your Payments

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What Are Closing Costs?

What You Can Expect to Pay on Closing Day

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Understanding Home Appraisals: Everything You Need to Know

How Home Appraisals Estimate the Value of a House

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A Guide to Wholesale Real Estate

A Real Estate Investment Strategy

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How to Get a USDA Home Loan: 6 Steps

Getting a USDA Loan Can Make Homeownership More Affordable

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How to Buy a House

Six Steps for Buying Your Next Home

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Mortgage Prequalification

What It Is and How It Works

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How Much Money Do You Need to Buy a House?

Decide Whether You Can Afford to Buy a Home

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Can I Use My 401(k) To Buy a House?

Considerations Before Tapping into Your 401(k)

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USDA Loan Eligibility and Qualifications

Find Out if You Qualify for a USDA Home Loan

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How Much Does It Cost to Refinance a Mortgage?

Average Refinance Closing Costs, “No Cost” Refinancing, and More

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Should You Refinance Your Mortgage?

Reasons Why You Should (or Shouldn’t) Refinance Your Home

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How to Remove PMI from Your Mortgage

Removal of Mortgage Insurance on FHA and Conventional Loans

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Can I Use My 401(k) To Buy a House?

Considerations Before Tapping into Your 401(k)

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How to Refinance a Mortgage with Bad Credit

Learn the best strategies and loan options for refinancing your home despite a low credit score.

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Types of Mortgage Refinance Loans

With multiple refinance options to consider, what’s the best way for you to refinance your mortgage?

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5 Reasons to Get a Cash Out Refinance

Your Home’s Equity Can Help You Get Cash

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What Is Home Equity?

Learn Why the Equity in Your Home Matters

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Cash Out Refinance Credit Scores

Find Out the Minimums for Conventional, FHA, and VA Loans

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What Is a Home Equity Loan?

Learn How Home Equity Loans Work

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What Is a Second Mortgage?

Learn About Borrowing from Your Home’s Equity

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What Is a VA Cash Out Refinance and How Does It Work?

Discover if a VA Cash Out Refinance Is Right for You

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How To Apply for a VA Home Loan: 7 Steps

Learn More About Eligibility and VA Loan Applications

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How to Apply for an FHA Loan

Learn More About Eligibility and FHA Loan Applications

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FHA vs. Conventional Loans

Learn the Differences Between FHA and Conventional Loans

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How to Refinance a Mortgage with Bad Credit

Learn the best strategies and loan options for refinancing your home despite a low credit score.

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VA Streamline Refinance (VA IRRRL): What Is It and How Does It Work?

A VA IRRRL replaces your VA home loan with better rates and, ideally, better payments.

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FHA Loans Explained: What They Are and How They Work

FHA loans are designed to help those with lower credit scores and down payments. Discover how they work.

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Need Help Crunching the Numbers?

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Home Affordability Calculator

Estimate the prices of homes you can afford and the monthly payments that might come with them.

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Refinance Calculator

Find out how much you might save by lowering your interest rate.

Get Started Today by Getting a Personalized Evaluation of Your Home Loan Options from Freedom Mortgage.